The Mortgage Process
Bluestone Capital provides advisory for real estate operators on both debt and equity placement. We arrange debt and capital for experienced real estate investors and operators for acquisition, construction, income property, business loans and residential mortgages
Items we need from you when it comes to the Mortgage Process
Providing all of the required documentation ensures that we can efficiently process your mortgage application. We will advise which of the following you will need to provide:
• Agreement of Purchase and Sale
• MLS Listing
• 2 pieces of personal identification for all parties involved
• Income and employment verification
• Recent pay stub(s)
• Letter of employment
• T4(s)
• Notice of Assessment(s) if self employed (NOAs)
• Proof of Down Payment: 3-month history of savings/investments
• Gift letter with bank statement
• Void cheque
• Copy of home insurance policy
• Contact information for your lawyer
• Other key information: Appraisal, Stage 1 envrionmental, rent roll, building condition report, and lease agreements may be required depending on the type of financing requested